Homeowners Insurance

Homeowners insurance financially protects individuals against damage to their homes.Most policies are usually comprehensive, meaning that they cover damage to the property, items on the property and your legal responsibility for any injuries and damage you or your family cause to others. Sometimes this also covers you for damages caused by your pets.

For most people their house or flat is their biggest asset and can't afford to lose this investment making homeowners insurance vital. Contents insurance is another form of household insurance that covers your movable property inside your house or office. 

Homeowners' insurance usually includes cover for damage caused by natural disasters like fires, earthquakes, floods, wind damage, hail, lightning and snow. Damage caused by burst geysers, burst water pipes, theft and electrical faults is usually also covered. Some policies include insurance for items being transported when you move and temporary accommodation liability to other people like domestic employees.

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